Main Street Loan Fund provides loans to minority-owned businesses that provide jobs, services, and local economic stability in Low-Income Communities (LICs) and majority-minority neighborhoods. These loans are designed to address historic inequities in access to capital – particularly the disparities that have long limited who can obtain the funding needed to build wealth and economic stability.

Main Street Loan Fund builds on the success of Caribbean Integration Community Development (CICD). CICD is a nonprofit organization dedicated to expanding access to affordable housing across Boston, with a primary focus on Mattapan and surrounding areas. Learn more about CICD here.

MSLF provides businesses seeking affordable and fair financing options with a comprehensive range of loan products including:

• Micro Loan Pilot Program:  ($3,000-$10,000) with loan-to-grant conversion potential

• Small Business Success Loans: $10,000-$50,000 

• Contractor Loans: $25,000-$150,000 

We further support our borrowers with tiered, bilingual Technical Assistance programming, ranging from 40-hour start-up training to executive advisory services according to the unique needs of each business.

1. Micro Loan Pilot Program

Designed to provide working capital to minority-owned contractors and subcontractors operating in low-income areas of Boston or Western Massachusetts. Eligible applicants must have at least five years of experience and five completed projects.

Funds may be used for materials, labor, insurance, and bonding.

2. Small Business Success Loans

Flexible financing for start-up, emerging, and growing businesses located in low-income communities. All borrowers receive mandatory, customized technical assistance based on their business stage to support long-term stability and growth.

3. Contractor Loans:

An innovative loan offering up to 25% loan forgiveness when borrowers meet key milestones.

Flexible, expert advice when you need it. Book hourly support across a range of topics – from planning to problem-solving. This focused consultation will help clarify your goals, map out next stepsMain Street Loan Fund provides a robust, customized Technical Assistance (TA) program designed to help entrepreneurs strengthen their businesses, improve long-term stability, and increase their readiness for financing. TA is a core component of our lending model because it equips small businesses with the financial, operational, and planning skills they need to successfully borrow and manage capital.


Why Technical Assistance Matters

Technical assistance is essential for small business owners seeking a loan. By improving business plans, strengthening recordkeeping systems, ensuring legal and regulatory compliance, and clarifying growth strategies, TA significantly increases a business’s likelihood for loan approval. It also lays the foundation for sustainable growth and long-term economic mobility.

TA programs are available in English, Spanish, and Haitian Creole to ensure accessibility for the diverse communities we serve.